Business Lines of Credit for Flexible Funding

Access working capital when you need it. Draw funds, repay, and reuse your credit line to manage cash flow and seize opportunities.

Learn More

$25K - $500K

Credit lines to fit your business needs

Revolving Credit

Reuse funds as you repay your balance

Pay As You Go

Interest only on the funds you use

Credit Line Options

Starter Line

$25,000 - $100,000

Best for: New businesses

From 12% APR

Growth Line

$100,000 - $250,000

Best for: Established businesses

From 10% APR

Premium Line

$250,000 - $500,000

Best for: High-revenue businesses

From 8% APR

Why Choose a Business Line of Credit?

Key Benefits

Only pay interest on what you use
Revolving credit - reuse as you repay
No collateral required for many lines
Quick access to funds
Build business credit history
Flexible repayment options
24/7 online account access
No prepayment penalties

Common Uses

Managing cash flow gaps
Purchasing inventory
Covering payroll
Emergency expenses
Seasonal fluctuations
Marketing campaigns
Equipment repairs
Taking advantage of opportunities

How a Line of Credit Works

1. Get Approved

Apply once and get approved for your maximum credit limit

2. Draw Funds

Access money as needed up to your credit limit

3. Pay Interest

Only pay interest on the amount you've borrowed

4. Repay & Reuse

As you repay, your available credit replenishes

Line of Credit vs. Term Loan

Line of Credit

  • ✓ Draw funds as needed
  • ✓ Pay interest only on what you use
  • ✓ Reusable credit
  • ✓ Flexible repayment
  • ✓ Perfect for ongoing needs

Term Loan

  • ✓ Lump sum upfront
  • ✓ Fixed monthly payments
  • ✓ One-time use
  • ✓ Set repayment schedule
  • ✓ Best for specific purchases

Get the Flexibility Your Business Needs

Apply for a business line of credit today and have funds ready when opportunities arise.

Talk to an Expert